Appraisal services for Aromas and Monterey County homeowners

See the top seven reasons why CA homeowners need Bay Cities Appraisals:

1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
2. Challenge property tax assessments
3. Remove PMI to cut your mortgage payment
4. Reinstate your Home Equity Line of Credit (or HELOC)
5. Review another appraiser's report for verification
6. If real estate property needs to be divided because of a divorce
7. To settle an estate in CA by determining the true market value of real estate in question

We at Bay Cities Appraisals understand the individual needs of a consumer in need of appraisal services. Our customary business clients are used to the appraisal process and the standard "products" we deliver to them. Being a regular consumer that ordinarily doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Bay Cities Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining or not appreciating as much as other properties nearby. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An appraisal from Bay Cities Appraisals is your strongest weapon when contesting your property tax assessment.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would like to have a seasoned expert double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.